Lake Havasu Real Estate

Lake Havasu City, Arizona (AZ) Real Estate

Are you interested in buying or selling Lake Havasu real estate? For additional Lake Havasu Real Estate information, visit the website of Don Holmes, REALTOR® and Designated Broker with Lake Havasu’s Heirloom Realty.
Don Holmes is a Graduate of the REALTOR® Institute (GRI), and has the Certified Commercial Sales Specialist certification (CCSS).

The Heirloom Realty is located at 2150 McCulloch Blvd., Suite 102, Lake Havasu City, Arizona. Don Holmes specializes in in Lake Havasu residential and commercial real estate. (928) 230-9948.
Would you like to check out the Lake Havasu MLS real estate listings? You can search the Lake Havasu MLS listings by clicking here. Lake Havasu City real estate search page sponsored by Don Holmes of Heirloom Realty.

Real Estate Articles

Preparing for your Home Loan

What First Time Homebuyers Should Look For

Open House Mistakes

Buying Real Estate in Arizona

Working Towards a Successful Escrow

The Escrow Process

Holding Title in Arizona

Avoiding Foreclosure

Real Estate Terms

Title Insurance in Arizona

REALTOR VS Real Estate Agents

Real Estate Designations

Save Money on Your Home Insurance

5 Types of Real Estate

What is a conventional loan?

Conventional loans normally require larger down payments than government backed loans (such as FHA and VA). Traditionally the down payment for a conventional loan is 20%, which is why many consumers favored government backed loans.
To lure more borrowers to the conventional loan market, the concept of a Private Mortgage Insurance (PMI) was developed in the 1950’s. For the rest of the article.

What is a FHA loan?

The Department of Housing and Development (HUD), is the federal department responsible for the major housing programs in the United States. One of these programs is the FHA (Federal Housing Administration) loan. The government does not loan the homebuyer the money, they insure the loan, making it less risky for the lender to make the loan. The borrower pays the FHA Mutual Insurance, Mortgage Insurance Premium (MIP). For the rest of the article.

Answers to some of your real estate questions,
visit Havasu Magazine's online real estate articles:

Why would I need a REALTOR® to buy Lake Havasu real estate?
Why would I need a REALTOR® to sell Lake Havasu real estate?
Explaining the home loan process.
About VA loans.
Answers to FAQ lending questions
Is it really a great interest rate?
About Mortgages, Lien Theory and Title Theory
Visit our online Real Estate Blog